Posts from February 2009.

Los Angeles California Car Accidents and Automotive Wrecks Cause Major Problems!

Gen Wright asked:


When you are involved in an automobile accident in California, you will undergo a significant amount of stress, no matter how big or small the accident is. If you have suffered injuries as a result of your accident, or even vehicle loss, the stress can be magnified. There is no reason that you need to undergo your California auto accident experiences alone. Before you seek legal advice for your California Car accident claims, there are a few steps you need to take immediately to protect yourself in the long run. That being said, both medical and legal advice should be sought out promptly, as delaying the attainment of medical and legal advice may end up damaging your case.

California car accidents cause thousands of injuries a year and are often the result of negligent driving on someone else’s part. California car accidents can result in a wide number of personal injuries, and can include but are not limited to paraplegia, head or neck injury, paralysis, damage to the spinal cord, wounds, lacerations, broken bones, disfigurement, and even amputations.

The first thing you need to do when you are involved in a car accident with personal injuries in California is seek medical attention! If you are able to, get as much information about every party involved in the accident that you can. You will need to exchange basic information with the other driver, such as your name, address, drivers license information, tag and plate information, insurance information such as policy numbers, insurance company names, and insurance company contact information. If there are witnesses to the accident, obtain all of the information that they are able to provide, including name and contact information. Keep records of all police or emergency response members that are directly involved at the accident scene.

As soon as you are a victim of California accidents, you need to seek medical advice and attention immediately. Even if you think you have not experienced great injury, or if you ‘feel fine’ seek medical advice. In many cases of California Auto/Car accidents, shock can distract or prevent you from feeling any initial pain, and your injuries or potential injuries must be assessed immediately. Follow up care with your primary care physician will ensure that you have covered your legal bases when it comes to your personal injuries.

After you have obtained information and sought medical attention, your next step is to draft a record of every detail of the accident. Document everything that happened before, during, and after the accident to as much detail as you can remember. Note time of day, weather conditions, road conditions, where you were headed, and any information that was said, blurted, or discussed by any party before, during, and after the accident.

At this point (after seeking medical attention), this is the time for you to seek legal advice. Bring your documentation, your notes, and any medical documentation you may have to your first meeting. It is important that you never take blame or assign cause to yourself for the accident. There are agencies and parties in place such as the police that have as their responsibility to determine cause. Speak with your California car accident attorney or automobile injury lawyer about how to determine cause. This is not to say that you can not cooperate with officials, or avoid telling the truth. Your case will be better served if you are accurate and honest as much as you can be without taking blame.

There are many attorneys that can help you if you are a local victim of a Los Angeles California Car Accident, you need to know that you are not alone in this experience. Seek medical and legal advice as soon as you can to ensure you are taking the proper steps to protecting yourself and your loved ones.



MCGUIRE

Sealing Juvenile Records?

Tim E asked:


I really need help here. If I were to commit a battery crime and get convicted of a misdemeanor when I was age 15, and I did not get any probation/Juvenile Hall/ Jail, I just paid a fine, and I did not commit any crime before or after this one crime, Can I get his juvenile records cleared by the time i am 18 (In California)? I have had some mixed messages. Some people say that records get sealed automatically at age 18, One said that Employers have no access to Juvenile Records (Which I’m most worried about) Some say that we have to petition to have them cleared, and that’s why I’m writing. Also, I’ve read that If you’ve committed a crime under Penal Code Section 707(b)that you cannot get them sealed, The only offense that might fall under what i did is “(14) Assault by any means of force likely to produce great bodily injury.”(What i did caused no more than a red mark on the persons arm). And also i read that you have to have Completed Probation, and i never got probation.

STEVENS

How can I get a competitive edge in admissions to top schools?

el guapo asked:


So here’s my deal folks:

I slacked off in high school, and graduated with a cumulative 2.4 GPA, although I think I should point out that I had a 3.6 my senior year.

I enrolled in a local junior college last fall and have completed 30 units with a 3.9 GPA, with student gov’t experience and a few other extracurriculars.

Now here is my question: Are there any competitive statewide (California) or nationwide contests for scholars in college, either at the junior college or university level? Something like the National Merit Scholar for high school students? I did a search but came up with nothing. BTW, I’ve already been accepted into UC Berkeley for the spring semester, but I would love to get into Stanford, UPenn or Yale, and want to increase my chances. Also, would my bland high school record effect admission decisions?

I would appreciate any responses or advice. Thanks in advance.

SUTTON

California and Background Check

Femke F. Nilsson asked:


Now that the Presidential election is over, what is left with America is another day to move forward to a day’s routine. All the sweats that every American shed for the right person to win have already been poured and it simply had its pay. The American people hoped for change and now it is there.

In the recent poll, one of the states with most electorates is California with 55. This number can be said to be one of the biggest that make Obama the 44th President of the United Stated of America. But aside from this fact, there are several underlying facts about this state that pertains to law, order, society, and employment. Way back some years, California has been branded to have a high cost of living due to the presence of celebrities. Despite this high cost of living in California, the salary grade of employees in this state is far higher than any state. This is the main reason why people are still looking at California for employment and migration.

Because of this movement of people in California, the state government made a way to protect the employment sector particularly the businesses from any form of fraud that may be caused by make believing criminals trying to seek employment in the state. Though there is no specific entry in the Californian law that prohibits one for the right to employment, it does not clearly suggest that employers have no right to reject any person that they deem may lead to for the business to fall because of a certain applicant’s background.

Background check in California is very important. Almost every business establishments, government and non-government are requiring their applicants to undergo background checking. The main reason here is for the protection of property, assets, and the fellow employees. As compared to an applicant without any criminal record, the applicant that has former conviction of crime is more likely to have higher chance of redoing the crimes he had done before; this posts a staggering effect to the work force and the business eventually. Background check does not just cover convictions but as well as other important pasts of a person that might affect the work that he/she is trying to apply for. Credit background is also important in determining the capacity of a person to pay for any loan that he may incur during the employment period using his company’s name.

So if you are seeking for employment in California, consider first the following:

1. Order a Credit Report – By checking your credit line, you will be able to test whether how you can be able to clean it if you still have active payables or credits.

2. Check Your Criminal Records – Criminal records are the primary records that are being culled out by employers. Now in the event that you have convictions, ask for a legal assistance on how you can be able to erase it legally. Make sure you have copies of the final draft of courts as your evidence in case that an employer got wrong records.

3. Do A Background Check of Yourself – This will help you know if there are leaks that have been accessed by independent investigators. In so doing, you can easily and immediately make changes from the records by submitting complains and request for change in courts.

4. Google Your Name – Try typing your name in major Search Engines and see the results that are found. If there are negative articles about you or contents that might affect your application, contact the administrator of the website where you find the article and have it removed. Make an online portfolio like blogs to clear up or to answer any negative comments against you. This will balance the things up.



LUSK

May California Weather

Storm Daly asked:


California Weather in May sees the beginning of the hot time of year in the desert areas. No part of California is particularly prone to rain or humid conditions in May. Overall, May California weather is very pleasant, the desert is not hot yet, and there are no areas with major rainfall.

Here are the May Weather conditions in some of the major areas of California:

Bakersfield

The highest recorded temperature in May for Bakersfield for the past 68 years was 107 degrees Fahrenheit, while the regular high temperature is 83.8. The lowest documented temperature for Bakersfield for the past 68 years in May was 37, while the average low temperature is 56.8.

Bakersfield typically receives an average of 0.24 inches of precipitation during the month.

Bishop

In the last 58 years the highest measured May temperature in Bishop was 102 degrees Fahrenheit, while the daily mean high temperature is 81.2. The lowest documented temperature in May for Bishop for the past 58 years was 25, and the normal low daily temperature is 43.7.

Bishop normally receives an average of 0.26 inches of rain during May and averages 0.1 inches of snow.

Eureka

In the last 95 years the highest measured temperature in Eureka California for May was 84 degrees Fahrenheit, while the normal high daily temperature is 59.6. The lowest measured temperature in Eureka for the last 95 years in May was 35, and the average low daily temperature is 47.6.

Eureka receives an average of 1.62 inches of precipitation during May.

Fresno

The highest recorded temperature in May for Fresno California for the past 56 years was 107 degrees Fahrenheit, while the regular high temperature is 82.7. The lowest documented temperature for Fresno for the past 56 years in May was 36, and the normal low daily temperature is 54.9.

Fresno typically receives an average of 0.39 inches of precipitation during the month.

Long Beach

The hottest day in Long Beach California in May for the past 53 years was 104 degrees Fahrenheit, and the mean high is 74&. The lowest measured temperature in Long Beach for the last 53 years in May was 40, and the mean daily low in the month is 57.8.

Long Beach normally receives an average of 0.23 inches of rain during May.

Los Angeles

The highest recorded temperature for Los Angeles California for the past 70 years in May was 97 degrees Fahrenheit, and the typical daily high is 69.3. The lowest measured temperature in Los Angeles for the last 70 years in May was 43, while the regular low temperature for a given day during the month is 56.9.

Los Angeles usually receives an average of 0.24 inches of rain during May.

Mount Shasta

The record high May temperature in Mount Shasta California for the last 42 years was 94 degrees Fahrenheit, while the daily mean high temperature is 67.3. In the last 42 years the highest reported temperature in Mount Shasta for May was 21, while the mean low daily temperature during the month is 39.

Mount Shasta typically receives an average of 1.87 inches of rain during the month and normally receives an average of 0.8 inches of snow.

Redding

In the last 19 years the highest measured temperature in Redding California for May was 104 degrees Fahrenheit, and the average high is 80.7. The lowest reported temperature in May for Redding for the past 19 years was 34, and the regular daily low is 51.6.

Redding usually receives an average of 1.66 inches of precipitation during the month.

Sacramento

In the last 55 years the highest measured temperature in Sacramento California for May was 105 degrees Fahrenheit, while the normal high daily temperature is 80. The lowest reported temperature in May for Sacramento for the past 55 years was 36, and the regular daily low is 50.9.

Sacramento normally receives an average of 0.53 inches of rain during May.

San Diego

In the last 65 years the highest measured temperature in San Diego California for May was 96 degrees Fahrenheit, and the typical daily high is 69.3. In the last 65 years the highest reported temperature in San Diego for May was 48, and the typical low is 59.8.

San Diego receives an average of 0.2 inches of precipitation during May.

San Francisco

In the last 78 years the highest measured temperature in San Francisco California for May was 97 degrees Fahrenheit, and the mean high is 66.8&. In the last 78 years the highest reported temperature in San Francisco for May was 36, and the standard low recorded daily temperature is 50.5.

San Francisco usually receives an average of 0.38 inches of precipitation during May.

Santa Barbara

In the last 69 years the highest measured May temperature in Santa Barbara was 92 degrees Fahrenheit, while the typical high daily temperature is 71.2. The lowest reported temperature in May for Santa Barbara for the past 69 years was 38, while the normal low measured temperature is 50.5.

Santa Barbara usually receives an average of 0.23 inches of rain during May.

Santa Maria

The record high May temperature in Santa Maria California for the last 63 years was 100 degrees Fahrenheit, while the typical high daily temperature is 68.6. The lowest reported temperature in May for Santa Maria for the past 63 years was 31, and the standard low recorded daily temperature is 46.9.

Santa Maria typically receives an average of 0.32 inches of precipitation during the month.

Stockton

In the last 46 years the highest measured May temperature in Stockton was 107 degrees Fahrenheit, while the standard high temperature is 81.3. The lowest measured temperature in Stockton for the last 46 years in May was 38, while the regular low temperature for a given day during the month is 52.1.

Stockton usually receives an average of 0.5 inches of rain during the month.



HATFIELD

How To Purchase A Home In The State Of California

Shane Smith asked:


The first step for a purchaser who has decided to purchase a home in the State of California is to locate a realtor. A realtor who has a database which gives customized options in tune with the purchasers credit capabilities will give the purchaser the best home purchase choice.

When the purchasers locates the ideal home, an offer called the ‘Purchase and Sale Agreement’ is made to the seller. This agreement details the time frames of each stage of the purchase,, inspection requirements under the laws of the State of California, price and the loan amount to be raised. The offer should be accompanied by a check in favor of the realtor which will be held till the seller accepts the offer. Under the laws of the State of California the seller is required to give a ‘Real Estate Transfer Disclosure Statement’ detailing any landscape or structural defects in the property and the operating condition of other items in the property and any possible environmental hazards. Any death that has taken place in the property in particular death by murder should be disclosed. An earthquake readiness disclosure form should also be filled out by the seller detailing the earthquake resistance of the building. When the parties to the transaction sign the agreement the terms become binding on them.

The purchaser should then hire an approved inspector to inspect all aspects of the building like structural defects, pest control and other inspections required by the laws of the State of California.

The purchaser should hire an attorney or a real estate title company or a title and trust company to investigate the title of the property from court and public records. A list of title search professionals is available with the American Land Title Association. The title search will reveal implied easements by necessity or benefit which are recognized by the laws of the State of California. Liens on the property caused by unpaid sums under judgments, mortgages, unpaid child support, unpaid taxes or municipal revenues are also possible encumbrances that could affect the title of a property. The purchaser should buy a title insurance to protect the purchase from any litigation arising out of possible title claims undetected by the search in local records.

Once the purchaser obtains a certification of clear title the lender will gather the necessary documents and give a written loan approval. A mortgage insurance is taken by the lender to further secure the loan if the purchaser can pay less than 20% of the equity. The Mortgage insurance is cancelled if the purchaser is able to pay off 80% of the equity.

The final contract is closed when the price is paid to the seller and the contract of purchase signed by the parties to the transaction. The purchaser is required to bring a proof of identity, a home owners insurance with proof of payment of a one year premium and any other document required by the lender or their attorneys.. The purchaser is given possession of the home purchased in the State of California. 3 days after the closure of the contract



COBLE

California Background Check Procedures

Patrick Barnett asked:


A California background check is carried out by an employer for a number of reasons, though the major reason is probably the increase in the number of negligent hiring lawsuits being brought before the courts. However, employee screening in California has specific restrictions that all employers should be aware of.

If an employee harms anybody in some way as result of their employment, and it can be shown that the employer could reasonably have been expected to have foreseen the problem, then the employer can be held legally responsible for the act that caused the harm.

Examples of such harm are assault in the workplace by someone with a history of violent conduct, injury through negligence or poor training by somebody that falsified their resumes to lead an employer to believe that they were suitably qualified for a job, and even injury to shareholders of a company brought to its knees due to the unacceptable decisions or actions of an improperly qualified accountant.

The employment of an accountant with a previous conviction for embezzlement and a poor employment history, that was not picked up through employee screening, could amount to negligent hiring should the company subsequently fail due to embezzlement of company funds and poor accountancy standards.

The increased exposure of terrorism and child abductions and abuse has also prompted employers to carry out suitable background screening of potential employees. It has also been shown that up to 40% of all job applications, resumes and CVs are falsified or contain some element of false information, or downright lies. It is to the employers benefit to carry out background checks on all job applicants that have reached the short list.

It would not be economical to screen all job applicants, but it is certainly justifiable to do so with those from whom the final selection will be made. Moreover, California state law requires a background check to be carried out before employing somebody or work involving the disabled, children, or the elderly.

There are a number of records that may be searched by employers in California. Among these are criminal and court records, education records, certain medical records and workers’ compensation claims. Credit records can be checked, as can residential records and even neighbor interviews can be carried out. This is by no means a comprehensive list, and there are many other personal records that employers can have access to, with and without your permission.

California applicants do have some privacy, however, and there are some records that cannot be included in your screening. California’s Investigative Consumer Reporting Agencies Act and the California Credit Reporting Agency Act place specific controls on employers and their agents in making personal checks.

After seven years, civil judgments, lawsuits and convictions, accounts placed for collection and any other negative personal information can not be reported to employers. In California, arrest records cannot be accessed at all unless these resulted in a conviction, or the applicant is awaiting trial. Rap sheets created by law enforcement agencies are not accessible unless the applicant has applied for a job in child care, or n law enforcement, security or public utilities departments.

Also in California, an employer can ask questions about job-related convictions, but not on convictions in general. Potential employers in California should be aware of the requirements of the state Acts which, though they cannot counteract the federal requirements, can add to them and restrict the records that a potential employer is allowed to collect about job applicants. Much of this starts with the job application itself.

In general terms, a Californian job application cannot ask for your date of birth, sex or race, nor about your maiden name and any other personal record that is not relevant to the job being offered. It can however ask questions to determine if you are legally able to work, and can only carry out health screening of the disabled to ensure that they are able to carry out the job on offer.

A California background check must be carried out by an investigator who is well aware of California’s state legislation regarding what can and what cannot be investigated. California law offers more protection to the job applicant than straight federal law, and employee screening in California is a specialized job.



WIMBERLY

Accessing Criminal Records of California

barry s morton asked:


Trying to gain access to criminal court records was not as easy always. It was tough earlier, what with having to make several visits to the government offices and not yielding any results until you visit several such offices.

 

With the computer and the internet, now things have become easier and access to criminal records, which are part of the public records, is easy. California now provides access to the criminal records to the public. These are used by individuals as well as firms to find details about people they are going to be working with in any capacity. The state of California provides access to the public to several sources where criminal records are available.

 

One such source is the California Appellate Court website, where people can get all the records, such as the civil records as well as criminal records. The information in these records includes all the about the scheduled actions, court trials, docket entries, and even cases that have appealed at the State Supreme Court.

 

The California Physician License Lookup is yet another source provided by California, where information regarding physicians’ licenses, such as malpractice suits, minor violations, hospital sanctions, felony convictions as well as terminations is available. This can help people know if they are dealing with a reputable doctor or not.

 

Another source provides information on the criminal’s custody status.

 

These sources provide all the help people need in gaining access to anyone they want to do a check on and these databases are accessed by huge numbers of people from the state of California. With so many sources available, obtaining criminal records is as easy as it can get.

 

California does everything possible to ensure that people are provided with the best options and they are given access to these types of public records, so that they can feel secure.

 

For more information about this article try to visit Criminal Records.

 



BEAM

A Guide to Car Insurance in Southern California

Stuart Brown asked:


Although it used to take quite a bit of energy and effort to find affordable automobile insurance in Southern California, these days it is significantly easier to find the insurance quotes you want without a lot of work. There are many services these days which exist to negotiate rate quotes and options with many different insurance companies, in order to deliver the information to you all at once.

A single service can deliver several rate quotes from several different insurance companies, and all you have to do is fill out a single form with a limited amount of information about you, your driving record and your vehicle. California is known for having some of the highest available auto insurance rates in the entire country, so it can be difficult to find car insurance quotes in southern California that you are happy with, or that you feel are affordable. The following is a primer on finding inexpensive car insurance in southern California.

Minimum Coverage: Liability insurance is the only form of insurance which is required in order to license your vehicle. This insurance is what pays for the damage that is done to another vehicle or to property when you are at fault in a collision. This form of insurance also covers medical expenses incurred by other passengers in addition to compensating them for pain and suffering.

Liability Coverage: The minimum amount of liability insurance coverage that you can acquire in California is known as 15/30/5 which means that you need to have $15,000 worth of coverage for injuries to the other car and any one person, in addition to $30,000 worth of coverage for injuries sustained by all people in the other car, and $5,000 worth of coverage for any damage dealt to the other car or property. Increasing the amount of liability coverage that you have will help protect you in case a lawsuit is filed against you.

Collision Coverage: This is a form of optional coverage which pays for repairs for your vehicle. This coverage is good to have because it covers the damage done to your car regardless of who was at fault in the collision. This coverage is more useful if you drive a newer vehicle which is worth repairing rather than simply replacing.

Comprehensive Coverage: This is an optional form of overage which pays out for any form of damage that does not involve a collision, such as vandalism, theft, fire, and so on. This coverage is only useful if your car is new and worth repairing, otherwise you may simply want to replace your car and skip this type of coverage.

Personal Injury Coverage: This is another optional form of coverage, which pays for the medical bills incurred by you and/or your passengers when you are involved in an accident. If you already have medical insurance, it may be worth it to skip this coverage.

Uninsured and Underinsured Motorist Coverage: This coverage pays for the medical expenses incurred by you and your passengers and the damage that is done to your vehicle if you are in an accident which is caused by a driver who is uninsured, underinsured, or who flees the scene of the crime. Because twenty five percent of drivers in California are driving without having a driver’s license, this is a very good form of insurance coverage to have.

Finding cheap California automobile insurance online can be significantly easier than completing the process in person, because rates can vary wildly between different companies in California. The internet makes the process simply by allowing you to go to a single insurance comparison website which represents several different insurance companies. Filling out a single request for a quote with your personal information will connect you with quotes from several different insurance companies. Many of these websites also offer information sections, which contain tips on saving money and finding the right kind of car insurance for your situation.

Shop Around: The same policy options can have as much as a 300-percent price difference when offered by several different insurance providers throughout southern California. The best way to determine which rate is the best based on the provisions of the insurance policy is to shop around and to compare quotes from many different automobile insurance companies. You may also look to your current automobile insurance provider to see if you can negotiate a lower rate quote, because most insurance companies are willing to give discounts when it means keeping a customer who may otherwise go looking for cheaper insurance.

Lower Your Mileage: Did you know that if you cut your daily mileage down to less than forty miles per day, you can significantly cut down the amount that you are paying for your automobile insurance in southern California? You can save more than $100 per year simply by cutting down the amount of driving that you do every day.

Higher Deductibles Mean Lower Premiums: If you take on higher deductibles through your southern California automobile insurance, you can actually find that you will be paying lower monthly insurance premiums. You should make sure that you are putting away money in case an accident happens, so that you are not left unable to pay the deductible.

All in all, you should be looking for a well rounded policy which covers all of the things that you need for your individual situation, while still offering a monthly premium which is affordable enough for you to handle. Automobile insurance is a necessary part of driving, so make the extra effort to find the most affordable policy that you can, to protect yourself from paying too much out of pocket if an accident ever occurs.



VAUGHT

Determine Property Taxes Before Purchase

Allan E. Heller asked:




What will be the amount of the annual property tax? – is among the first questions frequently asked by many potential property Buyers.

 This article discusses the technique for gathering information regarding tax rates and the method of calculating the property tax that will be assessed the buyer of a property. It is assumed that the property is located in California and that the transaction does not involve a Proposition 60 or Proposition 90 transfer of assessed tax base. Although the following example is for a property located in Orange County, the same techniques would apply for any California county.

  Each county has its own way of making the information discussed in this article available to the pubic and the reader may need to perform a little research to collect the necessary data. The property for this example was recently listed and sold through the SoCalMLS system. The address is 1723 Miramar Drive in Newport Beach and the listing price of $3,595,000 will be used as an assumed sales price. All information used in this example is easily obtainable from the combination of public records and advertising publications. Property tax charged to the owner is comprised of two parts.

  The first part is called the ad valorem portion and is computed by multiplying the property base tax assessment value by the ad valorem tax rate. Base tax assessment is the purchase price of the property. Under current California law, the base property tax assessment may increase each year a maximum of 2%.

 The second part is called the special assessments portion. This is the total of the property’s portion of special assessment bond and improvement bond payments. This amount is determined by the applicable bonds and is independent of the property base tax assessment.

  To collect the data for this example direct your web browser to The Orange County Tax Collector property search page, enter either the Assessor Parcel Number or the property address and city as shown in the following illustration.

  

  Then click on the appropriate “FIND” button. A page will open displaying the parcel number of the property as shown in the following illustration.

 

  Click on the parcel number link. The page which opens may display several lines with parcel numbers. Click on the parcel number in the line which has the most recent year and does not contain the word “Supplemental”. An example of the page is shown in the following illustration.

  

  The page which opens will show information relating to the current tax bill. Look near the bottom right hand corner of the page to locate the words “Click Here for Details” as shown in the following illustration and click on that link.

  

  A page will open which displays a “Tax Rate” column and “SPECIAL ASSESSMENT USER FEES”. For this example that table is shown in the following illustration.

 

  The ad valorem tax rate is the sum of all tax rates listed in the “Tax Rate” column and is equal to 1.03956%. Therefore the ad valorem tax is then 1.03956 x $3,595,000 / 100 which is equal to $37,372.18. The special assessments portion of the tax bill is the sum of the amounts shown in the “Amount” column below the “Special Assessment User Fees” title and excluding the amount in the “Total” line. The special assessments portion for this example is equal to $184.56. The resultant total property tax for this example is equal to $37,372.18 + $184.56 or $37,556.74.

 Home Owner’s Exemption.

 If the home owner has filed for a Home Owner’s Exemption, then the property base tax assessment may be reduced by subtracting from it the amount of the Home Owner’s Exemption prior to performing the above calculations. At the time of this writing the Home Owner’s Exemption is $7,000.

 The property tax question has now been answered for ANY property being considered.



PEDERSON