Posts from July 2008.

How are illegals helping Calif when Calif California’s unemployment rate has now topped 11 percent 1.5 million?

I’m gonna start another riot asked:


California’s troubles continue to grow, California is now suffering from a heat wave with temperatures pushing into the triple digits. California also struggling with drought emergencies, massive budget deficits and record unemployment. Casey Wian has our report.

(BEGIN VIDEOTAPE)

CASEY WIAN, CNN CORRESPONDENT: Record heat scorched at least ten California cities Sunday and Monday, with temperatures in places soaring above 100 degrees. While some basked in the summer like conditions t heat is bad news for a state already struggling to cope with a devastating three-year drought. Even the governor is conducting his own version of a rain dance.

GOV. ARNOLD SCHWARZENEGGER (R), CALIFORNIA: We are here today and together we say, we need water. We need water.

WIAN: Some cities are rationing waters, others raising prices, farmers aren’t planting hundreds of thousands of acres of crops. JOSE RAMIREZ, FIREBAUGH, CA CITY MANAGER: This region provides the lettuce, tomatoes, everything you can possibly think of to the entire states.

WIAN: U.S. Secretary Ken Salazar toured California farmland by helicopter and promised $260 million in federal stimulus money to help California survive the drought. Surviving the recession is another matter. California’s unemployment rate has now topped 11 percent. 1.5 million people in the state are now out of work, equivalent to the entire population of Idaho. California’s massive budget deficit, temporarily held at baby taxes and spending cuts. The city and county of Los Angeles announced budget short falls of their own Monday, totaling near a billion dollars.

http://transcripts.cnn.com/TRANSCRIPTS/0904/20/ldt.01.html

And how are illegals picking tons of crops in a drought ?
You all know those jobs where the temp is to high and you have to bend over for 16-20 hours a day-LOL so true,so true

CRABTREE

Is Now the Time to Invest in California Foreclosures?

Eric Tolman asked:


There is no doubt that the past four years have seen dramatic dips in home values, particularly in California, and the results have caused serious damage to the U.S. economy. However, when you look at any 10-year period in the history of housing prices in the U.S, you will see that there has been no better place to invest your hard earned money.

But the question is, Is now the time to invest?  Well, the simple fact remains that no one can tell we’ve reached a bottom until we’ve already past it.  But history has shown that when housing prices fall they typically do so gradually over time.  But when they appreciate, they bounce relatively quickly.  Whether or not it is the right time to invest in real estate is completely up to you, and the government has many incentives to begin buying before the end of 2009.

One of the best places to begin investing in real estate is in the foreclosure market.  Undoubtedly, there are many deals to be made purchasing foreclosures, whether it is purchasing the foreclosure property through a short sale early on in the foreclosure process, going to the county courthouse and bidding on foreclosure auctions, or simply making a deal on a bank-owned REO property (already went through the foreclosure process and went back to the bank).  In order to make a dent in the real estate foreclosure market, you must first locate the properties that fit your investment needs. There are a few ways to find these listings, and it is the shrewd business person who uses as many options as possible.

Locate paid subscription services online that provide updated listings on a daily basis, such as All Access Foreclosures (see Resources below). You can locate records throughout California, which is particularly convenient if you plan to invest in more than one city or county. Review public notices, which are usually found at county courthouses around the country, on a regular basis. Not only will you find foreclosure listings, but you’ll also get information on pre-foreclosure properties (the step before foreclosure). This is a time-consuming process, which is why most investors choose to utilize an online service that provides all types of free foreclosures listings and are generally a good price (make sure you use a service that charges you one fee for the month with several package options, rather than a pay-per-record subscription, as that can get fairly costly, fairly quickly).

CONWAY

Cheap California Auto Insurance Quote For Teenage Drivers

Brett Reilly asked:


The minimum liability coverage for auto insurance in the state of California is 15/30/5. This means you need to have $15,000 for one person that is hurt during an accident that you have cost, $30,000 for several persons injured and $5,000 for car or property damage.

With so many bills coming to your mailbox each month, it is very hard to save money. Car insurance is just one of them. If your kid is driving a car, the insurance is even more expensive because teenagers are perceived as risky drivers by insurance companies. However, you can get a cheap California auto insurance quote for your kid’s car if you take a few extra precautions that will not only lower your premium, but also improve your child’s safety.

A driver’s training is available at any age and can give you certain discounts from insurance companies. Getting your kid to do a driving course improves his/her driving skills and can also help lowering the premium paid for a car insurance policy.

Statistics show that teenage drivers do tend to get involved in more accidents. Consider installing a speed limitation to your kid’s car. This way you reduce the risks of having an accident. Keeping a clean driving record and staying away from speed tickets can help you get a convenient offer for an auto insurance.

There are other things you can do to improve your child’s safety and also lower your car insurance premiums. If you install safety devices to his/her car, like airbags and anti-lock brakes you are more likely to get an affordable insurance policy in Calfornia.

Another good thing to do is keep an eye on your kid’s school performance. Getting a cheap auto insurance is probably not your only reason to do this. However, a student with an average grade of 3.0 or higher is more likely to get a cheap auto insurance quote.

Many insurers in California will give your money back if you’ve been driving safe for a long period of time. So it is good to avoid accidents, reckless driving and excessive speed because you can get large discounts over the long term.

Finally, insurance company charge you a certain fee for mailing your bill every month. Switching to electronic billing can save you some money. Even though it may not seem much at first, if you pay all your bills electronically you can save some money and the process is also simpler and faster.

Here you can find more information about how to get a cheap California auto insurance quote



HOBBS

Southern California Auto Accident Lawyer’s Top Ten Common Regrets After a Ca Car Accident

R. Sebastian Gibson asked:


1. Annoying the police officer.

 

2. Antagonizing the other driver.

 

3. Having tried to drive and eat a chili hot dog at the same time.

 

4. Reaching for something that fell on the floor.

 

5. Using your cell phone to call your best friend.

 

6. Trying to pick up on the paramedic.

 

7. Sniveling.

 

8. Not having your proof of insurance.

 

9. Passing out.

 

10. Forgetting who you are.

 

Here are ten useful tips of advice from a Southern California auto accident lawyer to follow if you have been in an accident. You can also learn more about how to handle an auto accident in Southern California, or any city in Southern CA, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good Southern California auto accident lawyer as soon as you have had your initial treatment, so the Southern California attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good Southern California auto accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having a Southern California attorney, think again. A good Southern California auto accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most Southern California auto accident lawyers advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain a Southern California attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your Southern California lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a Southern California auto accident in Riverside County, San Bernardino County, or in the Coachella Valley, on the Central Coast or in the Imperial Valley or cities such as San Diego, Palm Springs, Santa Barbara, Orange County, Yorba Linda, Tustin, Lake Forest, Fountain Valley, Rancho Santa Margarita, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, Costa Mesa, or anywhere in Southern California, we have the knowledge and resources to be your Southern California Auto Accident Lawyer and your Southern CA Auto Accident Attorney.

 

Be sure to hire a Southern California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a Southern CA personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.



RICKER

Know More About California Auto Insurance

Blacksirius asked:


The state of California wants to reduce the number of drivers who are uninsured when it comes to car insurance. Therefore, you will get cheap offers from California car insurance companies. Cheap California car insurance tells us that there should be one car per household use. The person who has registered the car will have some minimum liability insurance.

A popular ratio is waving through the state of California – 20/40/10. That means, you should have at least 20,000 US Dollar for personal liability insurance (when you meet an accident and a single person is injured), 40,000 US Dollar for total liability insurance (this means the total amount of liability coverage you will be getting from the California car insurance company) and 10,000 US Dollar for property damage liability (in case you meet an accident and there is some kind of damage to either private or public properties).

In addition, you may consider some kind of coverage to meet the treatment bills in case you require hospitalization. If you are already having any medical insurance beforehand, you may not require this option.

There are certain things you can do to minimize the amount of premium you will be paying towards California car insurance. First thing, you park the car in a secure garage where round the clock security facility is available. There will be less chance of burglary attempts and the predicted cost from the company’s perspective will be less. Having a good five year’s driving record will draw attention towards lowering down the premium rate.

If any kind of anti-theft device is installed in your car, there will be less chance of break-in into your car and you will be paying less premium amount. Increasing the deductible to highest possible amount is another good option to lower down the premium rate.

There are many California car insurance companies offering their best deals. You must consult at least five companies before fixing up the best deal.



MATHEWS

Ways To Save From Car Insurance California

Robert Thatcher asked:


Buying California car insurance is expensive. But with a little trick and dedication, you can find the right car insurance California that is both cheap and provides good coverage.

Here are the ways to save for your can insurance California:

Research

Check several sites that offer can insurance California. This is probably the best way to get the cheapest car insurance rate since each company follows its own rate. Make sure you know what type of coverage you are looking for so as not to dive on the first and cheapest car insurance you have laid your eyes on. Remember that cheapest might not be the best so make sure you weigh the claims and the price you have to pay.

Safe driving

It always pays to be a good driver. And what a better way to reap from this is to get a lower California car insurance rates. California can insurance companies reward safe drivers with special car insurance rates. To become eligible on this, you have to get a clean record both on traffic violation and insurance claim. If in case you only have one or two traffic violation, you can take the defensive driving course. This is to remove and clean your traffic record.

The only drawback is you have to wait for several years to enjoy the lower California car insurance rate. That means you have to stay away from traffic violations for a very long time! But if safety is already in your system, this would be easy for you to do. After all, it is you who will reap if you drive safely even without receiving any California car insurance discount.

Update on time

Many auto insurance companies in California and even in other states in the United States base their insurance rates on your history. Failure to update your policy even for one day could cost you additional dollars. Make sure you update on time so that you can avoid higher California car insurance rate.

Monitor your odometer

Don’t get it wrong. You don’t have to limit your driving. Well, if getting car insurance discounts means more to you, you can drive occasionally. But what we are trying to say here is that several car insurance companies in California base their rates on the annual mileage reading. If you love to drive for miles, you should not be surprised if you get high car insurance rate than those who drive less.

Capitalize on discounted auto insurance

Discounts on car insurance would be able you to save money. And there are several ways to get it. Here are the different ways to get discounted auto insurance:

1. Discounts on good driver. Yeah it is already mentioned but you have to know that everybody, regardless of the age could receive a good driver discount provided he/she maintains a clean driving record.

2. Discounts of multi-car owner or multi-driver. If you have two drivers with the same car insurance policy, you can get this discount. Much more if both of these drivers have clean records.

3. Discount on having safety and anti-theft devices. If you care enough for your vehicle, your can get a reward. Most car insurance companies in California give discounts on drivers who have installed safety and anti-theft devices.



AHRENS

Facts You Should Know About Unclaimed Money & Unclaimed Property

Jane Summers asked:


In the state of California alone, the unclaimed funds have reached over $5.5 billion and it is estimated 1 in 5 have unclaimed money. With the states enjoying such grand budget benefits from the unclaimed property, they have little (or better say no) interest to locate the rightful owners of this missing money.

Forget about the common people. Just tell me how difficult is it to find big names like Julia Roberts, Reese Witherspoon, Benicio Del Toro, Kate Hudson and Microsoft? Do you know they are all owed missing money from California’s state database? But, it seems like California’s Unclaimed Property Trust Funds is not interested to deliver it to them! In fact they are more interested in using these unclaimed assets to solve the budget issues of the state.

An estimate of over $30 billion dollars of unclaimed money is owed to individuals and companies right here in the United States because people have forgotten about their missing money and the financial institution where it was kept. Due to disability, illness and/or death, some owners didn’t keep a record as to where they kept their valuables and money. That is why it is important to keep accurate records about your financial institutions where your money is held and where you have invested your money. So you are not among those who do not even know about their missing money and someone else claim their unclaimed money.

www.UnclaimedMoney.us.com has already done the work for you. You just need to type your name, city and state; check if you own any unclaimed property or unclaimed money and get your hands on it.



CHADWICK

Must Read for California Motorcycle Accidents Injury Victims

Gen Wright asked:


Sometimes, it isn’t easy to know what to do when California motorcycle accidents happen. Luckily, there are trained legal professionals who can help you figure out what you should be doing, and what you might want to consider doing. If you have been involved in a California motorcycle accident, chances are good that you are going to need some advice.

First of all, you need to figure out which end of the accident you were on. Both ends of the accident are going to need legal representation, but the first thing to do is focus on your injuries, either way. Whether you were the driver of the motorcycle, or if you were a pedestrian, passenger, or driver of a car that was hit by a motorcycle, the first thing to do is to seek medical attention. If you are injured, you should visit a doctor right away. If you feel that it might be an emergency situation, regardless of who was at fault for the accident, you do need to visit the emergency room as soon as you can, so that you know your injuries are going to be treated. If you don’t feel it is an emergency situation, you should still visit your doctor. Often, injuries from California motorcycle accidents can come out of the blue, and can take a while to manifest themselves. Therefore, never think twice about doing anything before you seek medical advice and attention from your doctor to make sure that everything is alright.

When you have been involved in California motorcycle accidents, you should always keep careful records of anything that happens after the accident. Keep your medical records, and make sure that you pay attention to any other records, such as driving violations or other tickets that you have. All of these things will become important if you end up in a legal court case.

Once you know that your health is taken care of, it is now time to contact legal representation. When it comes to accidents, it is either going to be your fault or the fault of someone else. Regardless of whether or not you were at fault for the accident, you are going to need to have some legal help to determine what you are responsible for, and what the other party is going to be responsible for. No matter what happened, or what you feel transpired, a good California Motorcycle accident attorney can help you sort through it all and make sure that you are protected and treated fairly.

As you are dealing with the aftermath of your California motorcycle accident, there are a few things to keep in mind. First of all, keep careful records of what happened during the accident, anything that might have happened before the accident to lead up to it, and anything that happened after the accident. Your lawyer will be better able to help you if you have clear and careful records. Also, you want to be sure that you provide yourself with as much information as possible, so don’t forget to keep copies for yourself.

With the right legal representation, you can preserve your driving privileges, help protect yourself, and make sure that you are compensated for any injuries or damages that transpired.



MCCARTY

What is the reason for suspended a minors license for speeding?

mariem i asked:


Hi i am i minor in california and recently just got my license suspended for going 25m/h above the speed limit.They suspended it for 30 days, and i was wondering is this so it wont go on my record,like how you do traffic school to erase it out of your record.
because i will be 18 in less than 30 days so if thats the reason, it wont matter cause my record will start over.

LEAL

Southern California Auto Accident Lawyer’s Top Ten Common Regrets After a Ca Car Accident

R. Sebastian Gibson asked:


1. Annoying the police officer.

 

2. Antagonizing the other driver.

 

3. Having tried to drive and eat a chili hot dog at the same time.

 

4. Reaching for something that fell on the floor.

 

5. Using your cell phone to call your best friend.

 

6. Trying to pick up on the paramedic.

 

7. Sniveling.

 

8. Not having your proof of insurance.

 

9. Passing out.

 

10. Forgetting who you are.

 

Here are ten useful tips of advice from a Southern California auto accident lawyer to follow if you have been in an accident. You can also learn more about how to handle an auto accident in Southern California, or any city in Southern CA, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good Southern California auto accident lawyer as soon as you have had your initial treatment, so the Southern California attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good Southern California auto accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having a Southern California attorney, think again. A good Southern California auto accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most Southern California auto accident lawyers advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain a Southern California attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your Southern California lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a Southern California auto accident in Riverside County, San Bernardino County, or in the Coachella Valley, on the Central Coast or in the Imperial Valley or cities such as San Diego, Palm Springs, Santa Barbara, Orange County, Yorba Linda, Tustin, Lake Forest, Fountain Valley, Rancho Santa Margarita, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, Costa Mesa, or anywhere in Southern California, we have the knowledge and resources to be your Southern California Auto Accident Lawyer and your Southern CA Auto Accident Attorney.

 

Be sure to hire a Southern California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a Southern CA personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.



COOMBS